There are many options available today for employers to meet their benefit needs. Of these, Partial Self-Funded (PSF) Plans consistently have the lowest cost while providing a superior level of benefits and service for groups over 100 employees. With PSF Plans, you only pay for the actual costs of the benefits used. If you have a healthy group, your claims will be lower than your current fully insured premiums...You keep the difference!

You are still protected in a bad year with "Re-Insurance" which pays all claims above a comfortable dollar figure set by you and the reinsurance carrier. This provides you with a known maximum cost. Generally, this maximum figure is usually around the cost of your current fully funded plan. "Your only risk is too $ave."

If you are already partially self-funded, it is important to have a broker who keeps your plan tuned and optimized to even save more. Maggio & Associates utilizes a variety of processes and services to select best of breed carriers, monitor trends, and work closely with your company to keep all informed so pro-active action can be taken to keep your plan on track. ........